Start by taking small loans out, such as 6 months same as cash offers and paying them on time and before the 6 months are up. Pay all utility and other household bills on time. You must show mortgage lenders you can be a good credit risk and a good investment for them and this takes time and work. Focus on bringing your credit score up and then look for a lender who will work with you.
Getting Past a Foreclosure
Getting a home loan after home foreclosure is going to be hard. Most mortgage lenders are gun shy at lending to even good credit customers. Your first task will be to establish yourself as a good credit risk.
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