Financing bad credit loans has been more difficult for banks since the financial crisis in 2008. Banks are wary of lending money to people with average credit scores, let alone those with bad credit histories.
Get your credit back in shape by paying all bills on time and cutting up unnecessary credit cards. The more credit cards you have in your name, the lower your credit score will be. Take out small loans you can pay back on time or ahead of time. This will raise your credit score and put good marks on your credit history. Banks will then be more likely to lend to you.
