$50K Bad credit unsecured personal loans are very hard to come by in the lending world. Banks are not lending to people with bad credit unless they have a great deal of equity in their home or have an abundant amount of savings.
Your best bet for a bad credit loan is to have a secure job, pay all bills on time and save money. When your lender sees you are trying to improve your credit, he may be willing to take a risk on you.
